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Writer's pictureMichael Thervil

BRICS PAY – GLOBAL PAYMENT SYSTEM OF THE FUTURE

Written by Michael Thervil

 

In a geopolitical powerhouse chess move, the Russian President has managed to not only successfully host and moderate the 2024 BRICS Summit; but he has also successfully managed to play a crucial part in the development of the official BRICS Pay payment system that was unveiled as of yesterday. At this time not much is known to the general public about how BRICS Pay will work, how far along in the development process the BRICS countries have gotten with their global payment system, and when it will be implemented.

 

Despite the general public’s lack of information on BRICS Pay, a mock monetary note of the highly anticipated BRICS Pay payment system was shown in the hands of President Putin yesterday and it’s seen as a true competitor to the American Dollar dominated system of SWIFT. The reason why it’s such a significant competitor to the American Dollar is because it will be backed by gold. Another item that was unveiled was the BRICS payment card. One of the major aims of the BRICS economic system was that all of the countries involved wanted a payment system that would cut the time needed to clear transactions as well as the associated cost per transaction. Also, all countries of the BRICS bloc expressed concerns over data privacy, cyber security, and consumer protectionism.

 

While all of these concerns were addressed at the BRICS Summit, it's highly likely that with all of the member’s combined motivation to escape the clutches of the American led financial sanctions which had a detrimental socio-economic impact on their countries. This socio-economic roadblock, along with the Collective West led SWIFT banking system; BRICS countries relied on their drive to push forward an agenda that yielded solutions to operate their respective financial institutions autonomously under the BRICS Pay system.

Another common interest that all of the member countries had was how to enforce misuse and illegal transactions of the new payment system. Financial crimes such as money laundering and counterterrorism were addressed. The financial issues of currency fluctuation were also brought up and addressed amongst members. For instance, the ratio for every American Dollar is five  Brazilian reals. The ability to scale BRICS Pay was another topic of concern which played directly into the ability to secure payments and integrate with the payments systems seamlessly with each member countries’ payment system and regulatory frameworks already in existence.

 

The biggest piece of the pie concerning the global implementation of BRICS Pay was the development of technology that would be used to essentially power it. Keep in mind that the creation of the BRICS Pay was solely because of America’s ability to weaponize sanctions coupled with their ability to manipulate the world markets because of its reserve currency status. America is also able to manipulate world markets because of the “Domino effect” that tends to occur when America changes its policy or when the American Federal Reserve decides to manipulate it’s interest rates.

 

The BRICS bloc with its financial platform BRICS Pay is a game changer within the international community. The reason why it’s such a game changer is because it will, for the first time in a very long time, allow both developed and underdeveloped countries to collaborate together financially without the scales being manipulated and tilted to one side or another. Although there will always be some form of imbalance in the world, and this is because of the inherent nature of inequality of resources in the world. Hence, equality is nothing more than an ideal at best. Therefore, BRICS countries under the BRICS Pay will be a global financial institution to reckoned with in the very near future.

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